Bankruptcy and secured loans
Are you interested in secured loans? This type of loan is one that’s backed by collateral that becomes the lender’s property if you don’t pay the loan back or meet the terms of the...
Sometimes a little extra money can come in handy. Whether you want to start a business, tackle some home improvement projects or make a big purchase, it’s helpful to be able to bor...
HOEPA was designed to promote the fair treatment of borrowers who take out costly loans. HOEPA loans (high-cost loans) come with regulations on lenders that put the protection of t...
When an individual claims they’re bankrupt, it’s typically a Chapter 13 bankruptcy, according to the United States Courts website. Learn the pros and cons of a Chapter 13 bankruptc...
Many small business owners turn to business loans to secure extra funds for a variety of needs, including supporting startup costs, upgrading equipment, purchasing real estate for ...
Owning a home gives you security, and you can borrow against your home equity! A home equity loan is a type of loan that allows you to use your home’s worth as collateral. However,...
To find out if someone has filed bankruptcy, obtain an account with the Public Access to Court Electronic Records. Access the U.S. Party/Case index, and then search for the name in...
The lower a bankruptcy risk score, the better. According to Bankrate, bankruptcy risk scores range from negative numbers to 2,000. While these scores are hidden from consumers, bus...
To qualify for a loan at First Convenience Bank, applicants must be current customers or reside within the bank’s geographic area and pass a credit check, explains First Community ...
A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out ...